In a country where credit cards are the norm and debt is just something everyone has it’s easy to spend too much, all the time. I don’t have a credit card, and I don’t want one. I would rather be smart with my money then have to pay off a bunch of debt later. I have been learning some tricks to spend smarter and make my money work harder for me. Here are some of the tricks that I use frequently to save me some cash.
Before I go out to eat, I eat a snack then later at the restaurant I just order a couple of sides and it turns out to be a lot cheaper than ordering a full meal that I only eat half of. I eat a very specific diet so ordering a couple of sides is easier for me than trying to find a meal option. Is it just me or do leftovers from eating out never taste as good the next day? I also almost always get a water with lemon and so I don’t have to pay for my drink.
Movies are such a fun and cheaper option for something fun to do but going can add up. I like to go when my local movie theater has it’s discount day when they offer discounted tickets and a small free popcorn. It’s is the most cost efficient but I still will go on another night with some friends but discounted days are a great option if your needing to save money. My other favorite is just using Hulu or Netflix to watch some movies on the couch and having everyone bring some snacks.
Music can be so expensive; whether you buy CD’s, or buy songs on a music app it can all add up quickly. I use a subscription service through Google Play that is under $15 a month for a family plan and I can listen to as many songs as I want, even songs that just came out. I can have as many playlists as I want and download them to my phone so I don’t have to use data when driving or out taking a walk. This is amazing because I have two family members on my plan so we each pay $5 a month. Plus no physical things laying around and you always have all of your music with you wherever you go!
I love to read, but buying books get so expensive even when buying them used. Then you need a bunch of bookshelves and then you have to clean them. I used to own at least a thousand books, I picked them from goodwill, thrift stores, garage sales, and everywhere else. I did read quite often but found myself not really wanting to read most of the books on my shelf. I tried to just use the local library to save money but always trying to remember the due dates and worrying about ruining or losing them.
After I struggled with myself for a couple of months and did research. I finally took all my books to be sold and used part of that money and just bought myself a Kindle. Don’t get me wrong, I still love paper books and still own a couple dozen. But the convenience of only having one small device that held hundreds of books was so much easier. If I am going to be going on a road trip or vacation I sit and look for a couple of books to read. I love looking at the bargain books. Most are under $5 and I normally look for a couple different genre so I have a good variety. I also use my libraries digital books sometimes but I don’t like waiting, but it’s a free option if you’re on a really tight budget.
What are some things you do to save yourself some cash?